Needs & Goals

Rainy Days

Build an emergency fund to cover unforeseen situations


Being prepared for the unexpected

Your rainy day or emergency fund is one of the most important components of your investment program. Whether you need to cover smaller unexpected expenses or larger financial emergencies, a safety net will help you to avoid going into debt.

Investing for Rainy Days

Our clients tend to create a rainy day or emergency fund to serve as a cushion or a safety net against any unforeseen situations.

We generally advise clients to set aside 6 – 12 months’ worth of living expenses as a first step. The emergency fund will be completely allocated to highly liquid risk-free assets so that you can access it quickly if needed.

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We consider many factors when creating the investment plan dedicated to serving them.

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